Dealing with roof repair can cost a lot of money. That doesn't mean you should hesitate to call a local roofer as soon as you need one. Depending on your situation and location, you can save money on roof repair.

Research Materials

Typical American homeowners spend 1 to 4% of their home value on maintenance and repairs annually. Unsurprisingly, those repairs increase in frequency and pricing as the years go on. The amount of repairs and maintenance you need on your roof can change based on the materials you use for installation. For example, metal roofing is way more durable than asphalt. A metal roof is much less likely to need repairs due to leaks since it has far fewer seams and vulnerabilities than other roofing materials.

Get Many Quotes

When trying to find the best local roofer, use the same rule of thumb as you would with any other contractor. In other words, never go with the first person you see. Round up several quotes from different roofers to see who has the best savings, services, and experience. Even if you get a good referral from someone you know, you should still get at least two other quotes, so you have at least three contractors to compare.

Check Special Programs

Certain programs can help families with roof repairs and installations. The Weatherization Assistance Program and Housing Preservation Grant are programs that low-income families should look into if they need help ensuring their roof is safe. There are specific loans and other grants for single-family homeowners that fall within a certain income level as well.

Use Your Insurance

Your housing insurance may cover roof repairs with some restrictions. If you violated your terms by doing roof repairs yourself, then your insurance may not cover it. Housing insurance can cover roof repairs that result from weather issues or fire, but not because you failed to maintain it. Do yourself a favor and keep up with roof inspections to avoid paying out of pocket.

There are ways to save money when you hire a local roofer. Use your insurance and see if you qualify for local, state, or federal programs. Then round up several quotes, and before you know it, you may have more savings on your roofing repair or installation than you thought. For more information about how to save on your roof, contact our local team for more information.